Formal letter to the Bank requesting Loan

Shilpa. M.J

“Lakshmika”

Chethukadave

Kunnamangalam (M.I.E)

Calicut-673571

Kerala

September 30^th, 2012

Mr. Radhakrishnan.Menon

Manager

State Bank Of India (SBI)

Kunnamangalam

Calicut-673571

Kerala

Respected Mr.Radhakrishnan

Sub: Loan request of 25 lakhs

                I have been a allegiant client of your bank, with a savings account (A/C No: 123456) for the last 24 years. There has never been any problem against my account and there is always a good balance in my account.

                As such, I am writing to request a loan of 25 lakhs for buying a property near Thondayad bypass. I have attached the necessary documents as per the rules and regulations of your bank.

                Please contact me if you have any queries about the documents. Eagerly waiting for your approval response.

Sincerely,

(Signature)

Shilpa.M.J

Letter of Apology

Shilpa. M.J

Marketing Manager

Cadbury India

Banglore-671254

India

September 30^th, 2012

Mr. George  James

US Dollars

431 Western Lane

New York-10089

Respected Mr. George

Sub: Apology letter

                It was distressing to know that the chocolate we shipped to your firm on September 1^st, 2012 arrived in pieces. As per your request, a new ship left our dock today morning and is expected to arrive on September 27^th and is scheduled for delivery to you on September 29^th.

                I sincerely apologize for this unfortunate incident and i am glad that you have decided to continue our services.

Sincerely

(Signature)

Shilpa.M.J

A DAY IN THE LIFE OF NAFEESA

A DAY IN THE LIFE OF NAFEESA

                                        Here is Nafeesa,a business woman, who runs the famous C.K.Mess near to our college. She is very god fearing person and she believes that as her success mantra. We are very happy to introduce such a vibrant person who dares to walk out from the four walls of the orthodox Muslim kitchen to the C.K.Mess. She never holds a MBA degree, but she manages her business successfully for 12 years. Her success is evident just by seeing the queue of the customers who are waiting for their yummy biriyani.

                                         About her family, she is married to Mr. Mohammed. They are basically from Malappuram a small district in Kerala and they are settled in Coimbatore for the past fifteen years. She is the mother of six children. It’s very clear that she is a good home maker too. She has got well awareness about today’s world and its pros and cons. She also advised us to be more cautious and careful which sounds like a motherly affection. We were very happy to meet such a wonderful personality in our life. We wanted to spend some more time with her, but she was very busy in dealing with her customer. We are very proud to introduce Nafeesa and her C.K.Mess to the whole class.

Smartphone mania

On the 20^th anniversary of the first smart phone, to whom do we owe the gratitude for this both time-saving and time-wasting device???

We have many  nominees to choose from ,some of them  are obvious and others are not.

Lets have a look at the nominees

Apple,RIM,google,sony,ericsson,nokia,symbian,microsoft,motorola and IBM.All of these companies have been innovators in their own way. All of them are patent farms in every sense of the word.

This funny little device has a good deal in bringing the world in one hand. The biggest sensation we can see that even a new born baby is introduced to this showpiece and the chain reaction of this stroke is that masters have become the slaves of their own masterpiece.

Lets see some of the features of our pocket jewel.

Web browsing,multimedia,GPS,Bluetooth,application market place,Icon driven interface,SMS,Camera,Voice recognition.

From all these features its clear that instead of using a 15 inch laptop its better to use a palm size smartphone.So in future we can expect a zero laptop manufacture zone.